LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,984
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,259
−HK$1,295/mo
Today · 4.125%
HK$43,554
baseline
▲ 0.50% · 4.625%
HK$46,204
+HK$2,650/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,108/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,594
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,817
−HK$1,240/mo
Today · 4.125%
HK$48,057
baseline
▲ 0.50% · 4.625%
HK$50,591
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,114/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,181
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,710
−HK$1,555/mo
Today · 4.125%
HK$52,265
baseline
▲ 0.50% · 4.625%
HK$55,445
+HK$3,180/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,530/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,713
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,180
−HK$1,489/mo
Today · 4.125%
HK$57,669
baseline
▲ 0.50% · 4.625%
HK$60,709
+HK$3,040/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,338/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,377
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$59,162
−HK$1,813/mo
Today · 4.125%
HK$60,975
baseline
▲ 0.50% · 4.625%
HK$64,686
+HK$3,711/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,950/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,832
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,544
−HK$1,736/mo
Today · 4.125%
HK$67,280
baseline
▲ 0.50% · 4.625%
HK$70,827
+HK$3,547/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,560/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,771
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$76,066
−HK$2,331/mo
Today · 4.125%
HK$78,397
baseline
▲ 0.50% · 4.625%
HK$83,167
+HK$4,770/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,794/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,069
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$84,270
−HK$2,233/mo
Today · 4.125%
HK$86,503
baseline
▲ 0.50% · 4.625%
HK$91,063
+HK$4,560/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,006/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,001 · Scale 2, in force from 26 Feb 2026)