LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,985
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,260
−HK$1,296/mo
Today · 4.125%
HK$43,556
baseline
▲ 0.50% · 4.625%
HK$46,206
+HK$2,650/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,112/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,596
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,819
−HK$1,240/mo
Today · 4.125%
HK$48,059
baseline
▲ 0.50% · 4.625%
HK$50,593
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,118/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,183
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,712
−HK$1,555/mo
Today · 4.125%
HK$52,267
baseline
▲ 0.50% · 4.625%
HK$55,447
+HK$3,180/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,534/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,715
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,182
−HK$1,489/mo
Today · 4.125%
HK$57,671
baseline
▲ 0.50% · 4.625%
HK$60,711
+HK$3,040/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,342/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,380
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$59,164
−HK$1,814/mo
Today · 4.125%
HK$60,978
baseline
▲ 0.50% · 4.625%
HK$64,688
+HK$3,710/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,956/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,834
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,546
−HK$1,737/mo
Today · 4.125%
HK$67,283
baseline
▲ 0.50% · 4.625%
HK$70,830
+HK$3,547/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,566/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,774
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$76,069
−HK$2,331/mo
Today · 4.125%
HK$78,400
baseline
▲ 0.50% · 4.625%
HK$83,170
+HK$4,770/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,800/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,073
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$84,274
−HK$2,233/mo
Today · 4.125%
HK$86,507
baseline
▲ 0.50% · 4.625%
HK$91,067
+HK$4,560/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,014/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,027 · Scale 2, in force from 26 Feb 2026)