LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,986
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,261
−HK$1,295/mo
Today · 4.125%
HK$43,556
baseline
▲ 0.50% · 4.625%
HK$46,207
+HK$2,651/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,112/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,597
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,820
−HK$1,240/mo
Today · 4.125%
HK$48,060
baseline
▲ 0.50% · 4.625%
HK$50,594
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,120/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,183
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,713
−HK$1,555/mo
Today · 4.125%
HK$52,268
baseline
▲ 0.50% · 4.625%
HK$55,448
+HK$3,180/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,536/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,716
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,184
−HK$1,488/mo
Today · 4.125%
HK$57,672
baseline
▲ 0.50% · 4.625%
HK$60,712
+HK$3,040/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,344/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,381
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$59,166
−HK$1,813/mo
Today · 4.125%
HK$60,979
baseline
▲ 0.50% · 4.625%
HK$64,689
+HK$3,710/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,958/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,835
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,547
−HK$1,737/mo
Today · 4.125%
HK$67,284
baseline
▲ 0.50% · 4.625%
HK$70,831
+HK$3,547/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,568/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,775
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,070
−HK$2,332/mo
Today · 4.125%
HK$78,402
baseline
▲ 0.50% · 4.625%
HK$83,172
+HK$4,770/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,804/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,074
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$84,275
−HK$2,233/mo
Today · 4.125%
HK$86,508
baseline
▲ 0.50% · 4.625%
HK$91,068
+HK$4,560/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,016/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,040 · Scale 2, in force from 26 Feb 2026)