LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,986
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,261
−HK$1,296/mo
Today · 4.125%
HK$43,557
baseline
▲ 0.50% · 4.625%
HK$46,207
+HK$2,650/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,114/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,597
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,820
−HK$1,240/mo
Today · 4.125%
HK$48,060
baseline
▲ 0.50% · 4.625%
HK$50,594
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,120/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,184
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,714
−HK$1,554/mo
Today · 4.125%
HK$52,268
baseline
▲ 0.50% · 4.625%
HK$55,448
+HK$3,180/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,536/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,716
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,184
−HK$1,489/mo
Today · 4.125%
HK$57,673
baseline
▲ 0.50% · 4.625%
HK$60,713
+HK$3,040/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,346/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,381
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$59,166
−HK$1,813/mo
Today · 4.125%
HK$60,979
baseline
▲ 0.50% · 4.625%
HK$64,690
+HK$3,711/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,958/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,836
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,548
−HK$1,737/mo
Today · 4.125%
HK$67,285
baseline
▲ 0.50% · 4.625%
HK$70,831
+HK$3,546/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,570/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,776
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$76,070
−HK$2,332/mo
Today · 4.125%
HK$78,402
baseline
▲ 0.50% · 4.625%
HK$83,173
+HK$4,771/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,804/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,075
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$84,276
−HK$2,233/mo
Today · 4.125%
HK$86,509
baseline
▲ 0.50% · 4.625%
HK$91,069
+HK$4,560/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,018/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,044 · Scale 2, in force from 26 Feb 2026)