LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,987
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,262
−HK$1,295/mo
Today · 4.125%
HK$43,557
baseline
▲ 0.50% · 4.625%
HK$46,208
+HK$2,651/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,114/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,598
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,821
−HK$1,240/mo
Today · 4.125%
HK$48,061
baseline
▲ 0.50% · 4.625%
HK$50,595
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,122/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,184
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,714
−HK$1,555/mo
Today · 4.125%
HK$52,269
baseline
▲ 0.50% · 4.625%
HK$55,449
+HK$3,180/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,538/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,717
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,185
−HK$1,488/mo
Today · 4.125%
HK$57,673
baseline
▲ 0.50% · 4.625%
HK$60,713
+HK$3,040/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,346/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,382
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$59,167
−HK$1,813/mo
Today · 4.125%
HK$60,980
baseline
▲ 0.50% · 4.625%
HK$64,691
+HK$3,711/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,960/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,837
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,549
−HK$1,737/mo
Today · 4.125%
HK$67,286
baseline
▲ 0.50% · 4.625%
HK$70,832
+HK$3,546/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,572/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,777
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$76,072
−HK$2,331/mo
Today · 4.125%
HK$78,403
baseline
▲ 0.50% · 4.625%
HK$83,174
+HK$4,771/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,806/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,076
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$84,277
−HK$2,233/mo
Today · 4.125%
HK$86,510
baseline
▲ 0.50% · 4.625%
HK$91,070
+HK$4,560/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,020/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,054 · Scale 2, in force from 26 Feb 2026)