LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,989
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,264
−HK$1,295/mo
Today · 4.125%
HK$43,559
baseline
▲ 0.50% · 4.625%
HK$46,210
+HK$2,651/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,118/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,600
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,823
−HK$1,240/mo
Today · 4.125%
HK$48,063
baseline
▲ 0.50% · 4.625%
HK$50,597
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,126/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,187
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,717
−HK$1,554/mo
Today · 4.125%
HK$52,271
baseline
▲ 0.50% · 4.625%
HK$55,452
+HK$3,181/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,542/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,720
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,187
−HK$1,489/mo
Today · 4.125%
HK$57,676
baseline
▲ 0.50% · 4.625%
HK$60,716
+HK$3,040/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,352/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,384
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,169
−HK$1,814/mo
Today · 4.125%
HK$60,983
baseline
▲ 0.50% · 4.625%
HK$64,693
+HK$3,710/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,966/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,839
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,552
−HK$1,737/mo
Today · 4.125%
HK$67,289
baseline
▲ 0.50% · 4.625%
HK$70,835
+HK$3,546/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,578/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,780
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$76,075
−HK$2,331/mo
Today · 4.125%
HK$78,406
baseline
▲ 0.50% · 4.625%
HK$83,177
+HK$4,771/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,812/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,079
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,281
−HK$2,233/mo
Today · 4.125%
HK$86,514
baseline
▲ 0.50% · 4.625%
HK$91,074
+HK$4,560/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,028/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,083 · Scale 2, in force from 26 Feb 2026)