LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,990
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,265
−HK$1,296/mo
Today · 4.125%
HK$43,561
baseline
▲ 0.50% · 4.625%
HK$46,211
+HK$2,650/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,122/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,601
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,824
−HK$1,241/mo
Today · 4.125%
HK$48,065
baseline
▲ 0.50% · 4.625%
HK$50,599
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,130/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,188
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,718
−HK$1,555/mo
Today · 4.125%
HK$52,273
baseline
▲ 0.50% · 4.625%
HK$55,454
+HK$3,181/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,546/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,722
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,189
−HK$1,489/mo
Today · 4.125%
HK$57,678
baseline
▲ 0.50% · 4.625%
HK$60,718
+HK$3,040/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,356/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,386
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,172
−HK$1,813/mo
Today · 4.125%
HK$60,985
baseline
▲ 0.50% · 4.625%
HK$64,696
+HK$3,711/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,970/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,842
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,554
−HK$1,737/mo
Today · 4.125%
HK$67,291
baseline
▲ 0.50% · 4.625%
HK$70,838
+HK$3,547/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,582/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,783
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$76,078
−HK$2,331/mo
Today · 4.125%
HK$78,409
baseline
▲ 0.50% · 4.625%
HK$83,180
+HK$4,771/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,818/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,082
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,284
−HK$2,233/mo
Today · 4.125%
HK$86,517
baseline
▲ 0.50% · 4.625%
HK$91,077
+HK$4,560/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,034/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,108 · Scale 2, in force from 26 Feb 2026)