LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,991
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,266
−HK$1,295/mo
Today · 4.125%
HK$43,561
baseline
▲ 0.50% · 4.625%
HK$46,212
+HK$2,651/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,122/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,602
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,825
−HK$1,240/mo
Today · 4.125%
HK$48,065
baseline
▲ 0.50% · 4.625%
HK$50,599
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,130/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,189
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,719
−HK$1,554/mo
Today · 4.125%
HK$52,273
baseline
▲ 0.50% · 4.625%
HK$55,454
+HK$3,181/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,546/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,722
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,190
−HK$1,488/mo
Today · 4.125%
HK$57,678
baseline
▲ 0.50% · 4.625%
HK$60,719
+HK$3,041/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,356/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,387
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,172
−HK$1,814/mo
Today · 4.125%
HK$60,986
baseline
▲ 0.50% · 4.625%
HK$64,696
+HK$3,710/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,972/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,842
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,555
−HK$1,737/mo
Today · 4.125%
HK$67,292
baseline
▲ 0.50% · 4.625%
HK$70,839
+HK$3,547/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,584/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,783
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,078
−HK$2,332/mo
Today · 4.125%
HK$78,410
baseline
▲ 0.50% · 4.625%
HK$83,181
+HK$4,771/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,820/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,083
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,284
−HK$2,234/mo
Today · 4.125%
HK$86,518
baseline
▲ 0.50% · 4.625%
HK$91,078
+HK$4,560/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,036/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,113 · Scale 2, in force from 26 Feb 2026)