LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,991
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,266
−HK$1,296/mo
Today · 4.125%
HK$43,562
baseline
▲ 0.50% · 4.625%
HK$46,212
+HK$2,650/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,124/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,602
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,825
−HK$1,241/mo
Today · 4.125%
HK$48,066
baseline
▲ 0.50% · 4.625%
HK$50,600
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,132/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,189
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,719
−HK$1,555/mo
Today · 4.125%
HK$52,274
baseline
▲ 0.50% · 4.625%
HK$55,455
+HK$3,181/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,548/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,723
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,190
−HK$1,489/mo
Today · 4.125%
HK$57,679
baseline
▲ 0.50% · 4.625%
HK$60,719
+HK$3,040/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,358/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,388
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$59,173
−HK$1,813/mo
Today · 4.125%
HK$60,986
baseline
▲ 0.50% · 4.625%
HK$64,697
+HK$3,711/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,972/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,843
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,555
−HK$1,737/mo
Today · 4.125%
HK$67,292
baseline
▲ 0.50% · 4.625%
HK$70,839
+HK$3,547/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,584/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,784
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,079
−HK$2,332/mo
Today · 4.125%
HK$78,411
baseline
▲ 0.50% · 4.625%
HK$83,182
+HK$4,771/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,822/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,084
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,285
−HK$2,234/mo
Today · 4.125%
HK$86,519
baseline
▲ 0.50% · 4.625%
HK$91,079
+HK$4,560/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,038/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,120 · Scale 2, in force from 26 Feb 2026)