LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,992
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,267
−HK$1,295/mo
Today · 4.125%
HK$43,562
baseline
▲ 0.50% · 4.625%
HK$46,213
+HK$2,651/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,124/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,603
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,826
−HK$1,241/mo
Today · 4.125%
HK$48,067
baseline
▲ 0.50% · 4.625%
HK$50,600
+HK$2,533/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,134/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,190
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,720
−HK$1,555/mo
Today · 4.125%
HK$52,275
baseline
▲ 0.50% · 4.625%
HK$55,456
+HK$3,181/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,550/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,724
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,191
−HK$1,489/mo
Today · 4.125%
HK$57,680
baseline
▲ 0.50% · 4.625%
HK$60,720
+HK$3,040/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,360/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$674,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,388
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,174
−HK$1,813/mo
Today · 4.125%
HK$60,987
baseline
▲ 0.50% · 4.625%
HK$64,698
+HK$3,711/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,974/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,844
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,556
−HK$1,737/mo
Today · 4.125%
HK$67,293
baseline
▲ 0.50% · 4.625%
HK$70,841
+HK$3,548/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,586/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,785
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,080
−HK$2,332/mo
Today · 4.125%
HK$78,412
baseline
▲ 0.50% · 4.625%
HK$83,183
+HK$4,771/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,824/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,085
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,287
−HK$2,233/mo
Today · 4.125%
HK$86,520
baseline
▲ 0.50% · 4.625%
HK$91,081
+HK$4,561/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,040/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,131 · Scale 2, in force from 26 Feb 2026)