LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,993
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,268
−HK$1,296/mo
Today · 4.125%
HK$43,564
baseline
▲ 0.50% · 4.625%
HK$46,215
+HK$2,651/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,128/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,604
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,828
−HK$1,240/mo
Today · 4.125%
HK$48,068
baseline
▲ 0.50% · 4.625%
HK$50,602
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,136/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,192
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,722
−HK$1,555/mo
Today · 4.125%
HK$52,277
baseline
▲ 0.50% · 4.625%
HK$55,457
+HK$3,180/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,554/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,725
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,193
−HK$1,489/mo
Today · 4.125%
HK$57,682
baseline
▲ 0.50% · 4.625%
HK$60,723
+HK$3,041/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,364/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,390
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,176
−HK$1,813/mo
Today · 4.125%
HK$60,989
baseline
▲ 0.50% · 4.625%
HK$64,700
+HK$3,711/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,978/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,846
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,559
−HK$1,737/mo
Today · 4.125%
HK$67,296
baseline
▲ 0.50% · 4.625%
HK$70,843
+HK$3,547/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,592/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,788
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,083
−HK$2,332/mo
Today · 4.125%
HK$78,415
baseline
▲ 0.50% · 4.625%
HK$83,186
+HK$4,771/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,830/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,088
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,290
−HK$2,233/mo
Today · 4.125%
HK$86,523
baseline
▲ 0.50% · 4.625%
HK$91,084
+HK$4,561/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,046/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,154 · Scale 2, in force from 26 Feb 2026)