LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,994
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,269
−HK$1,296/mo
Today · 4.125%
HK$43,565
baseline
▲ 0.50% · 4.625%
HK$46,215
+HK$2,650/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,130/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,605
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,828
−HK$1,241/mo
Today · 4.125%
HK$48,069
baseline
▲ 0.50% · 4.625%
HK$50,603
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,138/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,193
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,723
−HK$1,555/mo
Today · 4.125%
HK$52,278
baseline
▲ 0.50% · 4.625%
HK$55,458
+HK$3,180/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,556/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,726
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,194
−HK$1,489/mo
Today · 4.125%
HK$57,683
baseline
▲ 0.50% · 4.625%
HK$60,724
+HK$3,041/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,366/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,391
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,177
−HK$1,813/mo
Today · 4.125%
HK$60,990
baseline
▲ 0.50% · 4.625%
HK$64,702
+HK$3,712/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,980/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,847
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,560
−HK$1,737/mo
Today · 4.125%
HK$67,297
baseline
▲ 0.50% · 4.625%
HK$70,844
+HK$3,547/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,594/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,789
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,084
−HK$2,332/mo
Today · 4.125%
HK$78,416
baseline
▲ 0.50% · 4.625%
HK$83,188
+HK$4,772/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,832/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,090
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,291
−HK$2,234/mo
Today · 4.125%
HK$86,525
baseline
▲ 0.50% · 4.625%
HK$91,085
+HK$4,560/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,050/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,167 · Scale 2, in force from 26 Feb 2026)