LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,994
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,270
−HK$1,295/mo
Today · 4.125%
HK$43,565
baseline
▲ 0.50% · 4.625%
HK$46,216
+HK$2,651/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,130/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,606
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,829
−HK$1,241/mo
Today · 4.125%
HK$48,070
baseline
▲ 0.50% · 4.625%
HK$50,604
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,140/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,193
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,724
−HK$1,554/mo
Today · 4.125%
HK$52,278
baseline
▲ 0.50% · 4.625%
HK$55,459
+HK$3,181/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,556/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,727
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,195
−HK$1,489/mo
Today · 4.125%
HK$57,684
baseline
▲ 0.50% · 4.625%
HK$60,724
+HK$3,040/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,368/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,392
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,177
−HK$1,814/mo
Today · 4.125%
HK$60,991
baseline
▲ 0.50% · 4.625%
HK$64,702
+HK$3,711/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,982/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,848
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,561
−HK$1,737/mo
Today · 4.125%
HK$67,298
baseline
▲ 0.50% · 4.625%
HK$70,845
+HK$3,547/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,596/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,790
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,085
−HK$2,332/mo
Today · 4.125%
HK$78,417
baseline
▲ 0.50% · 4.625%
HK$83,189
+HK$4,772/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,834/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,091
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,292
−HK$2,234/mo
Today · 4.125%
HK$86,526
baseline
▲ 0.50% · 4.625%
HK$91,087
+HK$4,561/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,052/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,176 · Scale 2, in force from 26 Feb 2026)