LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,996
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,271
−HK$1,296/mo
Today · 4.125%
HK$43,567
baseline
▲ 0.50% · 4.625%
HK$46,218
+HK$2,651/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,134/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,608
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,831
−HK$1,241/mo
Today · 4.125%
HK$48,072
baseline
▲ 0.50% · 4.625%
HK$50,605
+HK$2,533/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,144/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,195
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,725
−HK$1,555/mo
Today · 4.125%
HK$52,280
baseline
▲ 0.50% · 4.625%
HK$55,461
+HK$3,181/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,560/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,729
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,197
−HK$1,489/mo
Today · 4.125%
HK$57,686
baseline
▲ 0.50% · 4.625%
HK$60,727
+HK$3,041/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,372/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,394
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,180
−HK$1,813/mo
Today · 4.125%
HK$60,993
baseline
▲ 0.50% · 4.625%
HK$64,705
+HK$3,712/mo
Deposit HK$5.39M · loan HK$12.59M · min. income ≈ HK$121,986/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,851
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,563
−HK$1,737/mo
Today · 4.125%
HK$67,300
baseline
▲ 0.50% · 4.625%
HK$70,848
+HK$3,548/mo
Deposit HK$5.39M · loan HK$12.59M · min. income ≈ HK$134,600/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,793
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,088
−HK$2,332/mo
Today · 4.125%
HK$78,420
baseline
▲ 0.50% · 4.625%
HK$83,192
+HK$4,772/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,840/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,094
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,295
−HK$2,234/mo
Today · 4.125%
HK$86,529
baseline
▲ 0.50% · 4.625%
HK$91,090
+HK$4,561/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,058/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,199 · Scale 2, in force from 26 Feb 2026)