LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,997
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,273
−HK$1,295/mo
Today · 4.125%
HK$43,568
baseline
▲ 0.50% · 4.625%
HK$46,219
+HK$2,651/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,136/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,609
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,832
−HK$1,241/mo
Today · 4.125%
HK$48,073
baseline
▲ 0.50% · 4.625%
HK$50,607
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,146/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,197
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,727
−HK$1,555/mo
Today · 4.125%
HK$52,282
baseline
▲ 0.50% · 4.625%
HK$55,463
+HK$3,181/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,564/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,731
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,199
−HK$1,489/mo
Today · 4.125%
HK$57,688
baseline
▲ 0.50% · 4.625%
HK$60,729
+HK$3,041/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,376/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,396
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,182
−HK$1,814/mo
Today · 4.125%
HK$60,996
baseline
▲ 0.50% · 4.625%
HK$64,707
+HK$3,711/mo
Deposit HK$5.39M · loan HK$12.59M · min. income ≈ HK$121,992/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,853
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,565
−HK$1,738/mo
Today · 4.125%
HK$67,303
baseline
▲ 0.50% · 4.625%
HK$70,850
+HK$3,547/mo
Deposit HK$5.39M · loan HK$12.59M · min. income ≈ HK$134,606/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,795
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$76,091
−HK$2,332/mo
Today · 4.125%
HK$78,423
baseline
▲ 0.50% · 4.625%
HK$83,195
+HK$4,772/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,846/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,097
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,298
−HK$2,234/mo
Today · 4.125%
HK$86,532
baseline
▲ 0.50% · 4.625%
HK$91,093
+HK$4,561/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,064/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,224 · Scale 2, in force from 26 Feb 2026)