LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,998
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,273
−HK$1,296/mo
Today · 4.125%
HK$43,569
baseline
▲ 0.50% · 4.625%
HK$46,220
+HK$2,651/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,138/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,610
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,833
−HK$1,241/mo
Today · 4.125%
HK$48,074
baseline
▲ 0.50% · 4.625%
HK$50,608
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,148/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,198
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,728
−HK$1,555/mo
Today · 4.125%
HK$52,283
baseline
▲ 0.50% · 4.625%
HK$55,464
+HK$3,181/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,566/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,732
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,200
−HK$1,489/mo
Today · 4.125%
HK$57,689
baseline
▲ 0.50% · 4.625%
HK$60,730
+HK$3,041/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,378/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,397
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,182
−HK$1,814/mo
Today · 4.125%
HK$60,996
baseline
▲ 0.50% · 4.625%
HK$64,708
+HK$3,712/mo
Deposit HK$5.39M · loan HK$12.59M · min. income ≈ HK$121,992/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,854
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,566
−HK$1,738/mo
Today · 4.125%
HK$67,304
baseline
▲ 0.50% · 4.625%
HK$70,851
+HK$3,547/mo
Deposit HK$5.39M · loan HK$12.59M · min. income ≈ HK$134,608/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,796
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$76,092
−HK$2,332/mo
Today · 4.125%
HK$78,424
baseline
▲ 0.50% · 4.625%
HK$83,196
+HK$4,772/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,848/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,098
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,299
−HK$2,234/mo
Today · 4.125%
HK$86,533
baseline
▲ 0.50% · 4.625%
HK$91,094
+HK$4,561/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,066/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,233 · Scale 2, in force from 26 Feb 2026)