LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,999
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,274
−HK$1,296/mo
Today · 4.125%
HK$43,570
baseline
▲ 0.50% · 4.625%
HK$46,221
+HK$2,651/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,140/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,611
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,834
−HK$1,241/mo
Today · 4.125%
HK$48,075
baseline
▲ 0.50% · 4.625%
HK$50,609
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,150/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,199
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,729
−HK$1,555/mo
Today · 4.125%
HK$52,284
baseline
▲ 0.50% · 4.625%
HK$55,466
+HK$3,182/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,568/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,733
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,201
−HK$1,489/mo
Today · 4.125%
HK$57,690
baseline
▲ 0.50% · 4.625%
HK$60,731
+HK$3,041/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,380/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,399
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,184
−HK$1,814/mo
Today · 4.125%
HK$60,998
baseline
▲ 0.50% · 4.625%
HK$64,710
+HK$3,712/mo
Deposit HK$5.39M · loan HK$12.59M · min. income ≈ HK$121,996/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,856
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,568
−HK$1,738/mo
Today · 4.125%
HK$67,306
baseline
▲ 0.50% · 4.625%
HK$70,853
+HK$3,547/mo
Deposit HK$5.39M · loan HK$12.59M · min. income ≈ HK$134,612/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,798
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$76,094
−HK$2,332/mo
Today · 4.125%
HK$78,426
baseline
▲ 0.50% · 4.625%
HK$83,198
+HK$4,772/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,852/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,100
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$84,302
−HK$2,234/mo
Today · 4.125%
HK$86,536
baseline
▲ 0.50% · 4.625%
HK$91,097
+HK$4,561/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,072/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,253 · Scale 2, in force from 26 Feb 2026)