LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,000
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,275
−HK$1,296/mo
Today · 4.125%
HK$43,571
baseline
▲ 0.50% · 4.625%
HK$46,222
+HK$2,651/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,142/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,612
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,835
−HK$1,241/mo
Today · 4.125%
HK$48,076
baseline
▲ 0.50% · 4.625%
HK$50,610
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,152/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$674,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,200
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,730
−HK$1,555/mo
Today · 4.125%
HK$52,285
baseline
▲ 0.50% · 4.625%
HK$55,466
+HK$3,181/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,570/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,734
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,202
−HK$1,489/mo
Today · 4.125%
HK$57,691
baseline
▲ 0.50% · 4.625%
HK$60,732
+HK$3,041/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,382/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,400
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,185
−HK$1,814/mo
Today · 4.125%
HK$60,999
baseline
▲ 0.50% · 4.625%
HK$64,711
+HK$3,712/mo
Deposit HK$5.39M · loan HK$12.59M · min. income ≈ HK$121,998/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,857
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,569
−HK$1,738/mo
Today · 4.125%
HK$67,307
baseline
▲ 0.50% · 4.625%
HK$70,854
+HK$3,547/mo
Deposit HK$5.39M · loan HK$12.59M · min. income ≈ HK$134,614/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,800
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$76,095
−HK$2,333/mo
Today · 4.125%
HK$78,428
baseline
▲ 0.50% · 4.625%
HK$83,200
+HK$4,772/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,856/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,101
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$84,303
−HK$2,234/mo
Today · 4.125%
HK$86,537
baseline
▲ 0.50% · 4.625%
HK$91,099
+HK$4,562/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,074/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,264 · Scale 2, in force from 26 Feb 2026)