LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,002
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,278
−HK$1,296/mo
Today · 4.125%
HK$43,574
baseline
▲ 0.50% · 4.625%
HK$46,225
+HK$2,651/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,148/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,615
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,838
−HK$1,241/mo
Today · 4.125%
HK$48,079
baseline
▲ 0.50% · 4.625%
HK$50,613
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,158/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,203
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,733
−HK$1,555/mo
Today · 4.125%
HK$52,288
baseline
▲ 0.50% · 4.625%
HK$55,470
+HK$3,182/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,576/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,738
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,206
−HK$1,489/mo
Today · 4.125%
HK$57,695
baseline
▲ 0.50% · 4.625%
HK$60,736
+HK$3,041/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,390/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,403
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,189
−HK$1,814/mo
Today · 4.125%
HK$61,003
baseline
▲ 0.50% · 4.625%
HK$64,715
+HK$3,712/mo
Deposit HK$5.39M · loan HK$12.59M · min. income ≈ HK$122,006/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,861
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,573
−HK$1,738/mo
Today · 4.125%
HK$67,311
baseline
▲ 0.50% · 4.625%
HK$70,859
+HK$3,548/mo
Deposit HK$5.39M · loan HK$12.59M · min. income ≈ HK$134,622/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,804
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$76,100
−HK$2,332/mo
Today · 4.125%
HK$78,432
baseline
▲ 0.50% · 4.625%
HK$83,205
+HK$4,773/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,864/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,107
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,309
−HK$2,233/mo
Today · 4.125%
HK$86,542
baseline
▲ 0.50% · 4.625%
HK$91,104
+HK$4,562/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,084/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,306 · Scale 2, in force from 26 Feb 2026)