LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,004
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,279
−HK$1,296/mo
Today · 4.125%
HK$43,575
baseline
▲ 0.50% · 4.625%
HK$46,226
+HK$2,651/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,150/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,616
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,839
−HK$1,241/mo
Today · 4.125%
HK$48,080
baseline
▲ 0.50% · 4.625%
HK$50,615
+HK$2,535/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,160/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,204
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,735
−HK$1,555/mo
Today · 4.125%
HK$52,290
baseline
▲ 0.50% · 4.625%
HK$55,471
+HK$3,181/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,580/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,739
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,207
−HK$1,490/mo
Today · 4.125%
HK$57,697
baseline
▲ 0.50% · 4.625%
HK$60,738
+HK$3,041/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,394/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,405
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,191
−HK$1,814/mo
Today · 4.125%
HK$61,005
baseline
▲ 0.50% · 4.625%
HK$64,717
+HK$3,712/mo
Deposit HK$5.39M · loan HK$12.59M · min. income ≈ HK$122,010/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,862
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,575
−HK$1,738/mo
Today · 4.125%
HK$67,313
baseline
▲ 0.50% · 4.625%
HK$70,861
+HK$3,548/mo
Deposit HK$5.39M · loan HK$12.59M · min. income ≈ HK$134,626/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,806
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,102
−HK$2,333/mo
Today · 4.125%
HK$78,435
baseline
▲ 0.50% · 4.625%
HK$83,207
+HK$4,772/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,870/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,109
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$84,311
−HK$2,234/mo
Today · 4.125%
HK$86,545
baseline
▲ 0.50% · 4.625%
HK$91,107
+HK$4,562/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,090/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,325 · Scale 2, in force from 26 Feb 2026)