LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,006
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,281
−HK$1,296/mo
Today · 4.125%
HK$43,577
baseline
▲ 0.50% · 4.625%
HK$46,228
+HK$2,651/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,154/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,618
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,842
−HK$1,241/mo
Today · 4.125%
HK$48,083
baseline
▲ 0.50% · 4.625%
HK$50,617
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,166/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,207
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,737
−HK$1,555/mo
Today · 4.125%
HK$52,292
baseline
▲ 0.50% · 4.625%
HK$55,474
+HK$3,182/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,584/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,742
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,210
−HK$1,489/mo
Today · 4.125%
HK$57,699
baseline
▲ 0.50% · 4.625%
HK$60,741
+HK$3,042/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,398/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,408
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,193
−HK$1,815/mo
Today · 4.125%
HK$61,008
baseline
▲ 0.50% · 4.625%
HK$64,720
+HK$3,712/mo
Deposit HK$5.39M · loan HK$12.59M · min. income ≈ HK$122,016/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,866
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,578
−HK$1,738/mo
Today · 4.125%
HK$67,316
baseline
▲ 0.50% · 4.625%
HK$70,864
+HK$3,548/mo
Deposit HK$5.39M · loan HK$12.59M · min. income ≈ HK$134,632/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,810
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$76,106
−HK$2,332/mo
Today · 4.125%
HK$78,438
baseline
▲ 0.50% · 4.625%
HK$83,211
+HK$4,773/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,876/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,113
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$84,315
−HK$2,234/mo
Today · 4.125%
HK$86,549
baseline
▲ 0.50% · 4.625%
HK$91,111
+HK$4,562/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$173,098/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,358 · Scale 2, in force from 26 Feb 2026)