LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,007
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,283
−HK$1,296/mo
Today · 4.125%
HK$43,579
baseline
▲ 0.50% · 4.625%
HK$46,230
+HK$2,651/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,158/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,620
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,843
−HK$1,242/mo
Today · 4.125%
HK$48,085
baseline
▲ 0.50% · 4.625%
HK$50,619
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,170/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,208
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,739
−HK$1,555/mo
Today · 4.125%
HK$52,294
baseline
▲ 0.50% · 4.625%
HK$55,476
+HK$3,182/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,588/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,744
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,212
−HK$1,490/mo
Today · 4.125%
HK$57,702
baseline
▲ 0.50% · 4.625%
HK$60,743
+HK$3,041/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,404/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,410
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,196
−HK$1,814/mo
Today · 4.125%
HK$61,010
baseline
▲ 0.50% · 4.625%
HK$64,722
+HK$3,712/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$122,020/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,868
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,581
−HK$1,738/mo
Today · 4.125%
HK$67,319
baseline
▲ 0.50% · 4.625%
HK$70,867
+HK$3,548/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$134,638/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,813
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$76,109
−HK$2,332/mo
Today · 4.125%
HK$78,441
baseline
▲ 0.50% · 4.625%
HK$83,214
+HK$4,773/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$156,882/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,116
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$84,318
−HK$2,234/mo
Today · 4.125%
HK$86,552
baseline
▲ 0.50% · 4.625%
HK$91,115
+HK$4,563/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$173,104/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,383 · Scale 2, in force from 26 Feb 2026)