LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,009
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,284
−HK$1,296/mo
Today · 4.125%
HK$43,580
baseline
▲ 0.50% · 4.625%
HK$46,232
+HK$2,652/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,160/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,622
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,845
−HK$1,242/mo
Today · 4.125%
HK$48,087
baseline
▲ 0.50% · 4.625%
HK$50,621
+HK$2,534/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,174/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,210
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,741
−HK$1,555/mo
Today · 4.125%
HK$52,296
baseline
▲ 0.50% · 4.625%
HK$55,478
+HK$3,182/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,592/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,746
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,214
−HK$1,490/mo
Today · 4.125%
HK$57,704
baseline
▲ 0.50% · 4.625%
HK$60,746
+HK$3,042/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,408/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,412
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,198
−HK$1,814/mo
Today · 4.125%
HK$61,012
baseline
▲ 0.50% · 4.625%
HK$64,725
+HK$3,713/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$122,024/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,870
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,583
−HK$1,738/mo
Today · 4.125%
HK$67,321
baseline
▲ 0.50% · 4.625%
HK$70,870
+HK$3,549/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$134,642/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,816
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,112
−HK$2,333/mo
Today · 4.125%
HK$78,445
baseline
▲ 0.50% · 4.625%
HK$83,218
+HK$4,773/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$156,890/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,119
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,322
−HK$2,234/mo
Today · 4.125%
HK$86,556
baseline
▲ 0.50% · 4.625%
HK$91,118
+HK$4,562/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$173,112/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,410 · Scale 2, in force from 26 Feb 2026)