LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,010
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,286
−HK$1,296/mo
Today · 4.125%
HK$43,582
baseline
▲ 0.50% · 4.625%
HK$46,234
+HK$2,652/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,164/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,623
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,847
−HK$1,241/mo
Today · 4.125%
HK$48,088
baseline
▲ 0.50% · 4.625%
HK$50,623
+HK$2,535/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,176/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,212
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,743
−HK$1,555/mo
Today · 4.125%
HK$52,298
baseline
▲ 0.50% · 4.625%
HK$55,480
+HK$3,182/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,596/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,748
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,216
−HK$1,490/mo
Today · 4.125%
HK$57,706
baseline
▲ 0.50% · 4.625%
HK$60,748
+HK$3,042/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,412/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,414
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,200
−HK$1,814/mo
Today · 4.125%
HK$61,014
baseline
▲ 0.50% · 4.625%
HK$64,727
+HK$3,713/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$122,028/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,873
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,586
−HK$1,737/mo
Today · 4.125%
HK$67,323
baseline
▲ 0.50% · 4.625%
HK$70,872
+HK$3,549/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$134,646/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,818
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,114
−HK$2,333/mo
Today · 4.125%
HK$78,447
baseline
▲ 0.50% · 4.625%
HK$83,220
+HK$4,773/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$156,894/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,122
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,324
−HK$2,235/mo
Today · 4.125%
HK$86,559
baseline
▲ 0.50% · 4.625%
HK$91,121
+HK$4,562/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$173,118/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,432 · Scale 2, in force from 26 Feb 2026)