LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,012
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,288
−HK$1,296/mo
Today · 4.125%
HK$43,584
baseline
▲ 0.50% · 4.625%
HK$46,236
+HK$2,652/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,168/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,626
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,849
−HK$1,242/mo
Today · 4.125%
HK$48,091
baseline
▲ 0.50% · 4.625%
HK$50,626
+HK$2,535/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,182/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,215
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,745
−HK$1,556/mo
Today · 4.125%
HK$52,301
baseline
▲ 0.50% · 4.625%
HK$55,483
+HK$3,182/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,602/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,751
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,219
−HK$1,490/mo
Today · 4.125%
HK$57,709
baseline
▲ 0.50% · 4.625%
HK$60,751
+HK$3,042/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,418/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,417
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,203
−HK$1,815/mo
Today · 4.125%
HK$61,018
baseline
▲ 0.50% · 4.625%
HK$64,730
+HK$3,712/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$122,036/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,876
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,589
−HK$1,738/mo
Today · 4.125%
HK$67,327
baseline
▲ 0.50% · 4.625%
HK$70,876
+HK$3,549/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$134,654/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,822
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,118
−HK$2,333/mo
Today · 4.125%
HK$78,451
baseline
▲ 0.50% · 4.625%
HK$83,225
+HK$4,774/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$156,902/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,126
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,329
−HK$2,234/mo
Today · 4.125%
HK$86,563
baseline
▲ 0.50% · 4.625%
HK$91,126
+HK$4,563/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$173,126/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,467 · Scale 2, in force from 26 Feb 2026)