LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,014
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,289
−HK$1,296/mo
Today · 4.125%
HK$43,585
baseline
▲ 0.50% · 4.625%
HK$46,238
+HK$2,653/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,170/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,627
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,851
−HK$1,241/mo
Today · 4.125%
HK$48,092
baseline
▲ 0.50% · 4.625%
HK$50,627
+HK$2,535/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,184/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,216
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,747
−HK$1,556/mo
Today · 4.125%
HK$52,303
baseline
▲ 0.50% · 4.625%
HK$55,485
+HK$3,182/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,606/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,753
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,221
−HK$1,490/mo
Today · 4.125%
HK$57,711
baseline
▲ 0.50% · 4.625%
HK$60,753
+HK$3,042/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,422/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,419
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,205
−HK$1,815/mo
Today · 4.125%
HK$61,020
baseline
▲ 0.50% · 4.625%
HK$64,733
+HK$3,713/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$122,040/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,878
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,591
−HK$1,738/mo
Today · 4.125%
HK$67,329
baseline
▲ 0.50% · 4.625%
HK$70,878
+HK$3,549/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$134,658/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,824
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$76,121
−HK$2,333/mo
Today · 4.125%
HK$78,454
baseline
▲ 0.50% · 4.625%
HK$83,228
+HK$4,774/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$156,908/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,129
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,332
−HK$2,234/mo
Today · 4.125%
HK$86,566
baseline
▲ 0.50% · 4.625%
HK$91,129
+HK$4,563/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$173,132/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,490 · Scale 2, in force from 26 Feb 2026)