LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,015
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,291
−HK$1,296/mo
Today · 4.125%
HK$43,587
baseline
▲ 0.50% · 4.625%
HK$46,240
+HK$2,653/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,174/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,629
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,853
−HK$1,241/mo
Today · 4.125%
HK$48,094
baseline
▲ 0.50% · 4.625%
HK$50,630
+HK$2,536/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,188/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,218
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,749
−HK$1,556/mo
Today · 4.125%
HK$52,305
baseline
▲ 0.50% · 4.625%
HK$55,488
+HK$3,183/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$104,610/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,755
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,224
−HK$1,489/mo
Today · 4.125%
HK$57,713
baseline
▲ 0.50% · 4.625%
HK$60,755
+HK$3,042/mo
Deposit HK$7.19M · loan HK$10.79M · min. income ≈ HK$115,426/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,422
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,208
−HK$1,814/mo
Today · 4.125%
HK$61,022
baseline
▲ 0.50% · 4.625%
HK$64,735
+HK$3,713/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$122,044/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,881
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,594
−HK$1,738/mo
Today · 4.125%
HK$67,332
baseline
▲ 0.50% · 4.625%
HK$70,881
+HK$3,549/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$134,664/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,828
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,124
−HK$2,333/mo
Today · 4.125%
HK$78,457
baseline
▲ 0.50% · 4.625%
HK$83,231
+HK$4,774/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$156,914/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,133
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,335
−HK$2,235/mo
Today · 4.125%
HK$86,570
baseline
▲ 0.50% · 4.625%
HK$91,133
+HK$4,563/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$173,140/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,520 · Scale 2, in force from 26 Feb 2026)