LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,016
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,292
−HK$1,296/mo
Today · 4.125%
HK$43,588
baseline
▲ 0.50% · 4.625%
HK$46,241
+HK$2,653/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,176/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,630
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,854
−HK$1,241/mo
Today · 4.125%
HK$48,095
baseline
▲ 0.50% · 4.625%
HK$50,631
+HK$2,536/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,190/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,220
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,751
−HK$1,555/mo
Today · 4.125%
HK$52,306
baseline
▲ 0.50% · 4.625%
HK$55,489
+HK$3,183/mo
Deposit HK$7.20M · loan HK$10.79M · min. income ≈ HK$104,612/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,756
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,225
−HK$1,490/mo
Today · 4.125%
HK$57,715
baseline
▲ 0.50% · 4.625%
HK$60,757
+HK$3,042/mo
Deposit HK$7.20M · loan HK$10.79M · min. income ≈ HK$115,430/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,423
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,209
−HK$1,815/mo
Today · 4.125%
HK$61,024
baseline
▲ 0.50% · 4.625%
HK$64,737
+HK$3,713/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$122,048/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,882
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,596
−HK$1,738/mo
Today · 4.125%
HK$67,334
baseline
▲ 0.50% · 4.625%
HK$70,883
+HK$3,549/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$134,668/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,829
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$76,126
−HK$2,333/mo
Today · 4.125%
HK$78,459
baseline
▲ 0.50% · 4.625%
HK$83,233
+HK$4,774/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$156,918/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,134
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$84,337
−HK$2,235/mo
Today · 4.125%
HK$86,572
baseline
▲ 0.50% · 4.625%
HK$91,135
+HK$4,563/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$173,144/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,535 · Scale 2, in force from 26 Feb 2026)