LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,017
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,293
−HK$1,296/mo
Today · 4.125%
HK$43,589
baseline
▲ 0.50% · 4.625%
HK$46,242
+HK$2,653/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,178/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,631
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,855
−HK$1,242/mo
Today · 4.125%
HK$48,097
baseline
▲ 0.50% · 4.625%
HK$50,632
+HK$2,535/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,194/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,221
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,752
−HK$1,555/mo
Today · 4.125%
HK$52,307
baseline
▲ 0.50% · 4.625%
HK$55,490
+HK$3,183/mo
Deposit HK$7.20M · loan HK$10.79M · min. income ≈ HK$104,614/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,757
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,226
−HK$1,490/mo
Today · 4.125%
HK$57,716
baseline
▲ 0.50% · 4.625%
HK$60,758
+HK$3,042/mo
Deposit HK$7.20M · loan HK$10.79M · min. income ≈ HK$115,432/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,424
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,210
−HK$1,815/mo
Today · 4.125%
HK$61,025
baseline
▲ 0.50% · 4.625%
HK$64,738
+HK$3,713/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$122,050/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,884
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,597
−HK$1,738/mo
Today · 4.125%
HK$67,335
baseline
▲ 0.50% · 4.625%
HK$70,885
+HK$3,550/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$134,670/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,831
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$76,128
−HK$2,333/mo
Today · 4.125%
HK$78,461
baseline
▲ 0.50% · 4.625%
HK$83,235
+HK$4,774/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$156,922/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,136
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$84,339
−HK$2,235/mo
Today · 4.125%
HK$86,574
baseline
▲ 0.50% · 4.625%
HK$91,137
+HK$4,563/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$173,148/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,550 · Scale 2, in force from 26 Feb 2026)