LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,019
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,295
−HK$1,296/mo
Today · 4.125%
HK$43,591
baseline
▲ 0.50% · 4.625%
HK$46,243
+HK$2,652/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,182/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,633
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,857
−HK$1,241/mo
Today · 4.125%
HK$48,098
baseline
▲ 0.50% · 4.625%
HK$50,634
+HK$2,536/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,196/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,222
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,753
−HK$1,556/mo
Today · 4.125%
HK$52,309
baseline
▲ 0.50% · 4.625%
HK$55,492
+HK$3,183/mo
Deposit HK$7.20M · loan HK$10.79M · min. income ≈ HK$104,618/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,759
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,228
−HK$1,490/mo
Today · 4.125%
HK$57,718
baseline
▲ 0.50% · 4.625%
HK$60,760
+HK$3,042/mo
Deposit HK$7.20M · loan HK$10.79M · min. income ≈ HK$115,436/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,426
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,212
−HK$1,815/mo
Today · 4.125%
HK$61,027
baseline
▲ 0.50% · 4.625%
HK$64,741
+HK$3,714/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$122,054/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,886
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,599
−HK$1,739/mo
Today · 4.125%
HK$67,338
baseline
▲ 0.50% · 4.625%
HK$70,887
+HK$3,549/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$134,676/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,834
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$76,130
−HK$2,334/mo
Today · 4.125%
HK$78,464
baseline
▲ 0.50% · 4.625%
HK$83,238
+HK$4,774/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$156,928/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,139
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$84,342
−HK$2,235/mo
Today · 4.125%
HK$86,577
baseline
▲ 0.50% · 4.625%
HK$91,140
+HK$4,563/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$173,154/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,573 · Scale 2, in force from 26 Feb 2026)