LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,022
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,298
−HK$1,297/mo
Today · 4.125%
HK$43,595
baseline
▲ 0.50% · 4.625%
HK$46,248
+HK$2,653/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,190/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,637
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,861
−HK$1,242/mo
Today · 4.125%
HK$48,103
baseline
▲ 0.50% · 4.625%
HK$50,638
+HK$2,535/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,206/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,227
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,758
−HK$1,556/mo
Today · 4.125%
HK$52,314
baseline
▲ 0.50% · 4.625%
HK$55,497
+HK$3,183/mo
Deposit HK$7.20M · loan HK$10.79M · min. income ≈ HK$104,628/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,764
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,233
−HK$1,490/mo
Today · 4.125%
HK$57,723
baseline
▲ 0.50% · 4.625%
HK$60,766
+HK$3,043/mo
Deposit HK$7.20M · loan HK$10.79M · min. income ≈ HK$115,446/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,431
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,218
−HK$1,815/mo
Today · 4.125%
HK$61,033
baseline
▲ 0.50% · 4.625%
HK$64,747
+HK$3,714/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$122,066/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,892
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,605
−HK$1,739/mo
Today · 4.125%
HK$67,344
baseline
▲ 0.50% · 4.625%
HK$70,894
+HK$3,550/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$134,688/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,840
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$76,137
−HK$2,334/mo
Today · 4.125%
HK$78,471
baseline
▲ 0.50% · 4.625%
HK$83,246
+HK$4,775/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$156,942/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,147
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$84,350
−HK$2,235/mo
Today · 4.125%
HK$86,585
baseline
▲ 0.50% · 4.625%
HK$91,149
+HK$4,564/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$173,170/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,636 · Scale 2, in force from 26 Feb 2026)