LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,024
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,300
−HK$1,296/mo
Today · 4.125%
HK$43,596
baseline
▲ 0.50% · 4.625%
HK$46,249
+HK$2,653/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,192/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,638
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,862
−HK$1,242/mo
Today · 4.125%
HK$48,104
baseline
▲ 0.50% · 4.625%
HK$50,640
+HK$2,536/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,208/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,228
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,760
−HK$1,556/mo
Today · 4.125%
HK$52,316
baseline
▲ 0.50% · 4.625%
HK$55,499
+HK$3,183/mo
Deposit HK$7.20M · loan HK$10.79M · min. income ≈ HK$104,632/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,766
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,235
−HK$1,490/mo
Today · 4.125%
HK$57,725
baseline
▲ 0.50% · 4.625%
HK$60,768
+HK$3,043/mo
Deposit HK$7.20M · loan HK$10.79M · min. income ≈ HK$115,450/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,433
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,220
−HK$1,815/mo
Today · 4.125%
HK$61,035
baseline
▲ 0.50% · 4.625%
HK$64,749
+HK$3,714/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$122,070/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,894
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,607
−HK$1,739/mo
Today · 4.125%
HK$67,346
baseline
▲ 0.50% · 4.625%
HK$70,896
+HK$3,550/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$134,692/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,843
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$76,140
−HK$2,333/mo
Today · 4.125%
HK$78,473
baseline
▲ 0.50% · 4.625%
HK$83,248
+HK$4,775/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$156,946/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,149
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$84,352
−HK$2,236/mo
Today · 4.125%
HK$86,588
baseline
▲ 0.50% · 4.625%
HK$91,152
+HK$4,564/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$173,176/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,657 · Scale 2, in force from 26 Feb 2026)