LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,026
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,302
−HK$1,296/mo
Today · 4.125%
HK$43,598
baseline
▲ 0.50% · 4.625%
HK$46,251
+HK$2,653/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,196/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,640
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,865
−HK$1,241/mo
Today · 4.125%
HK$48,106
baseline
▲ 0.50% · 4.625%
HK$50,642
+HK$2,536/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,212/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,231
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,762
−HK$1,556/mo
Today · 4.125%
HK$52,318
baseline
▲ 0.50% · 4.625%
HK$55,501
+HK$3,183/mo
Deposit HK$7.20M · loan HK$10.79M · min. income ≈ HK$104,636/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,769
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,237
−HK$1,491/mo
Today · 4.125%
HK$57,728
baseline
▲ 0.50% · 4.625%
HK$60,770
+HK$3,042/mo
Deposit HK$7.20M · loan HK$10.79M · min. income ≈ HK$115,456/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,436
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,222
−HK$1,815/mo
Today · 4.125%
HK$61,037
baseline
▲ 0.50% · 4.625%
HK$64,751
+HK$3,714/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$122,074/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,897
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,610
−HK$1,739/mo
Today · 4.125%
HK$67,349
baseline
▲ 0.50% · 4.625%
HK$70,899
+HK$3,550/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$134,698/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,846
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$76,143
−HK$2,334/mo
Today · 4.125%
HK$78,477
baseline
▲ 0.50% · 4.625%
HK$83,252
+HK$4,775/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$156,954/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,153
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$84,356
−HK$2,235/mo
Today · 4.125%
HK$86,591
baseline
▲ 0.50% · 4.625%
HK$91,156
+HK$4,565/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$173,182/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,687 · Scale 2, in force from 26 Feb 2026)