LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,026
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,302
−HK$1,297/mo
Today · 4.125%
HK$43,599
baseline
▲ 0.50% · 4.625%
HK$46,252
+HK$2,653/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,198/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,641
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,865
−HK$1,242/mo
Today · 4.125%
HK$48,107
baseline
▲ 0.50% · 4.625%
HK$50,643
+HK$2,536/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,214/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,231
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,763
−HK$1,556/mo
Today · 4.125%
HK$52,319
baseline
▲ 0.50% · 4.625%
HK$55,502
+HK$3,183/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,638/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,769
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,238
−HK$1,491/mo
Today · 4.125%
HK$57,729
baseline
▲ 0.50% · 4.625%
HK$60,771
+HK$3,042/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,458/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,437
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,223
−HK$1,815/mo
Today · 4.125%
HK$61,038
baseline
▲ 0.50% · 4.625%
HK$64,753
+HK$3,715/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$122,076/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,898
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,611
−HK$1,739/mo
Today · 4.125%
HK$67,350
baseline
▲ 0.50% · 4.625%
HK$70,900
+HK$3,550/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$134,700/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,847
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$76,144
−HK$2,334/mo
Today · 4.125%
HK$78,478
baseline
▲ 0.50% · 4.625%
HK$83,253
+HK$4,775/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$156,956/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,154
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$84,358
−HK$2,235/mo
Today · 4.125%
HK$86,593
baseline
▲ 0.50% · 4.625%
HK$91,157
+HK$4,564/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$173,186/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,698 · Scale 2, in force from 26 Feb 2026)