LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,027
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,303
−HK$1,297/mo
Today · 4.125%
HK$43,600
baseline
▲ 0.50% · 4.625%
HK$46,253
+HK$2,653/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,200/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,642
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,866
−HK$1,242/mo
Today · 4.125%
HK$48,108
baseline
▲ 0.50% · 4.625%
HK$50,644
+HK$2,536/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,216/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,232
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,764
−HK$1,556/mo
Today · 4.125%
HK$52,320
baseline
▲ 0.50% · 4.625%
HK$55,503
+HK$3,183/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,640/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,771
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,240
−HK$1,490/mo
Today · 4.125%
HK$57,730
baseline
▲ 0.50% · 4.625%
HK$60,773
+HK$3,043/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,460/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,438
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,224
−HK$1,816/mo
Today · 4.125%
HK$61,040
baseline
▲ 0.50% · 4.625%
HK$64,754
+HK$3,714/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$122,080/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,899
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,613
−HK$1,738/mo
Today · 4.125%
HK$67,351
baseline
▲ 0.50% · 4.625%
HK$70,901
+HK$3,550/mo
Deposit HK$5.40M · loan HK$12.59M · min. income ≈ HK$134,702/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,849
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$76,146
−HK$2,334/mo
Today · 4.125%
HK$78,480
baseline
▲ 0.50% · 4.625%
HK$83,255
+HK$4,775/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$156,960/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,156
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$84,359
−HK$2,236/mo
Today · 4.125%
HK$86,595
baseline
▲ 0.50% · 4.625%
HK$91,159
+HK$4,564/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$173,190/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,711 · Scale 2, in force from 26 Feb 2026)