LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,030
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,307
−HK$1,296/mo
Today · 4.125%
HK$43,603
baseline
▲ 0.50% · 4.625%
HK$46,257
+HK$2,654/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,206/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,646
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,870
−HK$1,242/mo
Today · 4.125%
HK$48,112
baseline
▲ 0.50% · 4.625%
HK$50,648
+HK$2,536/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,224/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,236
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,768
−HK$1,556/mo
Today · 4.125%
HK$52,324
baseline
▲ 0.50% · 4.625%
HK$55,508
+HK$3,184/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,648/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,775
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,244
−HK$1,490/mo
Today · 4.125%
HK$57,734
baseline
▲ 0.50% · 4.625%
HK$60,778
+HK$3,044/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,468/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,443
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,229
−HK$1,816/mo
Today · 4.125%
HK$61,045
baseline
▲ 0.50% · 4.625%
HK$64,759
+HK$3,714/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$122,090/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,904
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,618
−HK$1,739/mo
Today · 4.125%
HK$67,357
baseline
▲ 0.50% · 4.625%
HK$70,907
+HK$3,550/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$134,714/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,855
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$76,152
−HK$2,334/mo
Today · 4.125%
HK$78,486
baseline
▲ 0.50% · 4.625%
HK$83,262
+HK$4,776/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$156,972/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,163
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$84,366
−HK$2,236/mo
Today · 4.125%
HK$86,602
baseline
▲ 0.50% · 4.625%
HK$91,166
+HK$4,564/mo
Deposit HK$1.80M · loan HK$16.19M · min. income ≈ HK$173,204/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,767 · Scale 2, in force from 26 Feb 2026)