LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,032
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,308
−HK$1,297/mo
Today · 4.125%
HK$43,605
baseline
▲ 0.50% · 4.625%
HK$46,259
+HK$2,654/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,210/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,648
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,872
−HK$1,242/mo
Today · 4.125%
HK$48,114
baseline
▲ 0.50% · 4.625%
HK$50,650
+HK$2,536/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,228/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,239
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,770
−HK$1,556/mo
Today · 4.125%
HK$52,326
baseline
▲ 0.50% · 4.625%
HK$55,510
+HK$3,184/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,652/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,777
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,247
−HK$1,490/mo
Today · 4.125%
HK$57,737
baseline
▲ 0.50% · 4.625%
HK$60,780
+HK$3,043/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,474/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,445
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,232
−HK$1,815/mo
Today · 4.125%
HK$61,047
baseline
▲ 0.50% · 4.625%
HK$64,762
+HK$3,715/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$122,094/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,907
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,621
−HK$1,739/mo
Today · 4.125%
HK$67,360
baseline
▲ 0.50% · 4.625%
HK$70,910
+HK$3,550/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$134,720/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,858
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$76,155
−HK$2,334/mo
Today · 4.125%
HK$78,489
baseline
▲ 0.50% · 4.625%
HK$83,265
+HK$4,776/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$156,978/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,166
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$84,370
−HK$2,235/mo
Today · 4.125%
HK$86,605
baseline
▲ 0.50% · 4.625%
HK$91,170
+HK$4,565/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$173,210/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,796 · Scale 2, in force from 26 Feb 2026)