LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,035
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,311
−HK$1,297/mo
Today · 4.125%
HK$43,608
baseline
▲ 0.50% · 4.625%
HK$46,261
+HK$2,653/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,216/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,651
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,875
−HK$1,242/mo
Today · 4.125%
HK$48,117
baseline
▲ 0.50% · 4.625%
HK$50,653
+HK$2,536/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,234/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,242
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,773
−HK$1,557/mo
Today · 4.125%
HK$52,330
baseline
▲ 0.50% · 4.625%
HK$55,514
+HK$3,184/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,660/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,781
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,250
−HK$1,491/mo
Today · 4.125%
HK$57,741
baseline
▲ 0.50% · 4.625%
HK$60,784
+HK$3,043/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,482/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,449
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,236
−HK$1,815/mo
Today · 4.125%
HK$61,051
baseline
▲ 0.50% · 4.625%
HK$64,766
+HK$3,715/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$122,102/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,911
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,625
−HK$1,739/mo
Today · 4.125%
HK$67,364
baseline
▲ 0.50% · 4.625%
HK$70,915
+HK$3,551/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$134,728/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,863
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$76,160
−HK$2,334/mo
Today · 4.125%
HK$78,494
baseline
▲ 0.50% · 4.625%
HK$83,271
+HK$4,777/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$156,988/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,171
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$84,375
−HK$2,236/mo
Today · 4.125%
HK$86,611
baseline
▲ 0.50% · 4.625%
HK$91,176
+HK$4,565/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$173,222/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,839 · Scale 2, in force from 26 Feb 2026)