LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,038
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,314
−HK$1,297/mo
Today · 4.125%
HK$43,611
baseline
▲ 0.50% · 4.625%
HK$46,265
+HK$2,654/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,222/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,654
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,878
−HK$1,242/mo
Today · 4.125%
HK$48,120
baseline
▲ 0.50% · 4.625%
HK$50,657
+HK$2,537/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,240/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,245
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,777
−HK$1,556/mo
Today · 4.125%
HK$52,333
baseline
▲ 0.50% · 4.625%
HK$55,518
+HK$3,185/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,666/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,785
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,254
−HK$1,490/mo
Today · 4.125%
HK$57,744
baseline
▲ 0.50% · 4.625%
HK$60,788
+HK$3,044/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,488/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,453
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,240
−HK$1,815/mo
Today · 4.125%
HK$61,055
baseline
▲ 0.50% · 4.625%
HK$64,770
+HK$3,715/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$122,110/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,915
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$65,630
−HK$1,739/mo
Today · 4.125%
HK$67,369
baseline
▲ 0.50% · 4.625%
HK$70,920
+HK$3,551/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$134,738/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,868
−HK$4,632/mo
▼ 0.25% · 3.875%
HK$76,165
−HK$2,335/mo
Today · 4.125%
HK$78,500
baseline
▲ 0.50% · 4.625%
HK$83,276
+HK$4,776/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$157,000/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,177
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$84,381
−HK$2,236/mo
Today · 4.125%
HK$86,617
baseline
▲ 0.50% · 4.625%
HK$91,182
+HK$4,565/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$173,234/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,884 · Scale 2, in force from 26 Feb 2026)