LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,039
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,315
−HK$1,297/mo
Today · 4.125%
HK$43,612
baseline
▲ 0.50% · 4.625%
HK$46,266
+HK$2,654/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,224/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,655
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,880
−HK$1,242/mo
Today · 4.125%
HK$48,122
baseline
▲ 0.50% · 4.625%
HK$50,658
+HK$2,536/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,244/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,247
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,778
−HK$1,557/mo
Today · 4.125%
HK$52,335
baseline
▲ 0.50% · 4.625%
HK$55,519
+HK$3,184/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,670/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,786
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,256
−HK$1,490/mo
Today · 4.125%
HK$57,746
baseline
▲ 0.50% · 4.625%
HK$60,790
+HK$3,044/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,492/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,454
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$59,242
−HK$1,815/mo
Today · 4.125%
HK$61,057
baseline
▲ 0.50% · 4.625%
HK$64,772
+HK$3,715/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$122,114/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,917
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$65,632
−HK$1,739/mo
Today · 4.125%
HK$67,371
baseline
▲ 0.50% · 4.625%
HK$70,922
+HK$3,551/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$134,742/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,870
−HK$4,632/mo
▼ 0.25% · 3.875%
HK$76,168
−HK$2,334/mo
Today · 4.125%
HK$78,502
baseline
▲ 0.50% · 4.625%
HK$83,279
+HK$4,777/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$157,004/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,180
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$84,384
−HK$2,235/mo
Today · 4.125%
HK$86,619
baseline
▲ 0.50% · 4.625%
HK$91,185
+HK$4,566/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$173,238/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,906 · Scale 2, in force from 26 Feb 2026)