LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,042
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,318
−HK$1,297/mo
Today · 4.125%
HK$43,615
baseline
▲ 0.50% · 4.625%
HK$46,269
+HK$2,654/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,230/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,658
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,883
−HK$1,242/mo
Today · 4.125%
HK$48,125
baseline
▲ 0.50% · 4.625%
HK$50,662
+HK$2,537/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,250/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,250
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,782
−HK$1,556/mo
Today · 4.125%
HK$52,338
baseline
▲ 0.50% · 4.625%
HK$55,523
+HK$3,185/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,676/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,790
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,260
−HK$1,490/mo
Today · 4.125%
HK$57,750
baseline
▲ 0.50% · 4.625%
HK$60,794
+HK$3,044/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,500/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,458
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,246
−HK$1,816/mo
Today · 4.125%
HK$61,062
baseline
▲ 0.50% · 4.625%
HK$64,777
+HK$3,715/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$122,124/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,922
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,636
−HK$1,739/mo
Today · 4.125%
HK$67,375
baseline
▲ 0.50% · 4.625%
HK$70,927
+HK$3,552/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$134,750/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,875
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$76,173
−HK$2,335/mo
Today · 4.125%
HK$78,508
baseline
▲ 0.50% · 4.625%
HK$83,285
+HK$4,777/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$157,016/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,185
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$84,389
−HK$2,236/mo
Today · 4.125%
HK$86,625
baseline
▲ 0.50% · 4.625%
HK$91,192
+HK$4,567/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$173,250/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,953 · Scale 2, in force from 26 Feb 2026)