LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,044
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,321
−HK$1,297/mo
Today · 4.125%
HK$43,618
baseline
▲ 0.50% · 4.625%
HK$46,272
+HK$2,654/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,236/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,661
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,886
−HK$1,242/mo
Today · 4.125%
HK$48,128
baseline
▲ 0.50% · 4.625%
HK$50,665
+HK$2,537/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,256/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$674,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,253
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,785
−HK$1,557/mo
Today · 4.125%
HK$52,342
baseline
▲ 0.50% · 4.625%
HK$55,526
+HK$3,184/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,684/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,793
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,263
−HK$1,491/mo
Today · 4.125%
HK$57,754
baseline
▲ 0.50% · 4.625%
HK$60,798
+HK$3,044/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,508/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$674,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,462
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$59,249
−HK$1,816/mo
Today · 4.125%
HK$61,065
baseline
▲ 0.50% · 4.625%
HK$64,781
+HK$3,716/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$122,130/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,926
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,640
−HK$1,739/mo
Today · 4.125%
HK$67,379
baseline
▲ 0.50% · 4.625%
HK$70,931
+HK$3,552/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$134,758/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$674,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,879
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$76,178
−HK$2,334/mo
Today · 4.125%
HK$78,512
baseline
▲ 0.50% · 4.625%
HK$83,290
+HK$4,778/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$157,024/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,190
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$84,394
−HK$2,237/mo
Today · 4.125%
HK$86,631
baseline
▲ 0.50% · 4.625%
HK$91,197
+HK$4,566/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$173,262/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$674,993 · Scale 2, in force from 26 Feb 2026)