LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,046
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,322
−HK$1,297/mo
Today · 4.125%
HK$43,619
baseline
▲ 0.50% · 4.625%
HK$46,274
+HK$2,655/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,238/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,663
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,887
−HK$1,243/mo
Today · 4.125%
HK$48,130
baseline
▲ 0.50% · 4.625%
HK$50,667
+HK$2,537/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,260/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,255
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,787
−HK$1,556/mo
Today · 4.125%
HK$52,343
baseline
▲ 0.50% · 4.625%
HK$55,528
+HK$3,185/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,686/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,795
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,265
−HK$1,491/mo
Today · 4.125%
HK$57,756
baseline
▲ 0.50% · 4.625%
HK$60,800
+HK$3,044/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,512/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,464
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$59,251
−HK$1,816/mo
Today · 4.125%
HK$61,067
baseline
▲ 0.50% · 4.625%
HK$64,783
+HK$3,716/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$122,134/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,928
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$65,642
−HK$1,740/mo
Today · 4.125%
HK$67,382
baseline
▲ 0.50% · 4.625%
HK$70,933
+HK$3,551/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$134,764/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,882
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$76,180
−HK$2,335/mo
Today · 4.125%
HK$78,515
baseline
▲ 0.50% · 4.625%
HK$83,292
+HK$4,777/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$157,030/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,193
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$84,397
−HK$2,237/mo
Today · 4.125%
HK$86,634
baseline
▲ 0.50% · 4.625%
HK$91,200
+HK$4,566/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$173,268/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,015 · Scale 2, in force from 26 Feb 2026)