LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,047
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,324
−HK$1,297/mo
Today · 4.125%
HK$43,621
baseline
▲ 0.50% · 4.625%
HK$46,275
+HK$2,654/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,242/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,664
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,889
−HK$1,242/mo
Today · 4.125%
HK$48,131
baseline
▲ 0.50% · 4.625%
HK$50,668
+HK$2,537/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,262/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,256
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,788
−HK$1,557/mo
Today · 4.125%
HK$52,345
baseline
▲ 0.50% · 4.625%
HK$55,530
+HK$3,185/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,690/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,797
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,267
−HK$1,491/mo
Today · 4.125%
HK$57,758
baseline
▲ 0.50% · 4.625%
HK$60,802
+HK$3,044/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,516/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,466
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$59,253
−HK$1,816/mo
Today · 4.125%
HK$61,069
baseline
▲ 0.50% · 4.625%
HK$64,785
+HK$3,716/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$122,138/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,930
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$65,644
−HK$1,740/mo
Today · 4.125%
HK$67,384
baseline
▲ 0.50% · 4.625%
HK$70,936
+HK$3,552/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$134,768/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,884
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$76,183
−HK$2,335/mo
Today · 4.125%
HK$78,518
baseline
▲ 0.50% · 4.625%
HK$83,295
+HK$4,777/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$157,036/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,196
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$84,400
−HK$2,236/mo
Today · 4.125%
HK$86,636
baseline
▲ 0.50% · 4.625%
HK$91,203
+HK$4,567/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$173,272/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,038 · Scale 2, in force from 26 Feb 2026)