LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,050
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,327
−HK$1,297/mo
Today · 4.125%
HK$43,624
baseline
▲ 0.50% · 4.625%
HK$46,279
+HK$2,655/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,248/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,668
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,892
−HK$1,243/mo
Today · 4.125%
HK$48,135
baseline
▲ 0.50% · 4.625%
HK$50,672
+HK$2,537/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,270/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,260
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,792
−HK$1,557/mo
Today · 4.125%
HK$52,349
baseline
▲ 0.50% · 4.625%
HK$55,534
+HK$3,185/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,698/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,801
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,271
−HK$1,491/mo
Today · 4.125%
HK$57,762
baseline
▲ 0.50% · 4.625%
HK$60,807
+HK$3,045/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,524/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,470
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,258
−HK$1,816/mo
Today · 4.125%
HK$61,074
baseline
▲ 0.50% · 4.625%
HK$64,790
+HK$3,716/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$122,148/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,935
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$65,649
−HK$1,740/mo
Today · 4.125%
HK$67,389
baseline
▲ 0.50% · 4.625%
HK$70,941
+HK$3,552/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$134,778/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,890
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$76,188
−HK$2,336/mo
Today · 4.125%
HK$78,524
baseline
▲ 0.50% · 4.625%
HK$83,302
+HK$4,778/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$157,048/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,202
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$84,406
−HK$2,237/mo
Today · 4.125%
HK$86,643
baseline
▲ 0.50% · 4.625%
HK$91,210
+HK$4,567/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$173,286/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,089 · Scale 2, in force from 26 Feb 2026)