LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,052
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,329
−HK$1,297/mo
Today · 4.125%
HK$43,626
baseline
▲ 0.50% · 4.625%
HK$46,281
+HK$2,655/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,252/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,670
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,895
−HK$1,242/mo
Today · 4.125%
HK$48,137
baseline
▲ 0.50% · 4.625%
HK$50,675
+HK$2,538/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,274/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,262
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,795
−HK$1,557/mo
Today · 4.125%
HK$52,352
baseline
▲ 0.50% · 4.625%
HK$55,537
+HK$3,185/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,704/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,804
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,274
−HK$1,491/mo
Today · 4.125%
HK$57,765
baseline
▲ 0.50% · 4.625%
HK$60,810
+HK$3,045/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,530/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,473
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,260
−HK$1,817/mo
Today · 4.125%
HK$61,077
baseline
▲ 0.50% · 4.625%
HK$64,793
+HK$3,716/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$122,154/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,938
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$65,653
−HK$1,739/mo
Today · 4.125%
HK$67,392
baseline
▲ 0.50% · 4.625%
HK$70,945
+HK$3,553/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$134,784/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,894
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$76,192
−HK$2,335/mo
Today · 4.125%
HK$78,527
baseline
▲ 0.50% · 4.625%
HK$83,306
+HK$4,779/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$157,054/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,206
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$84,411
−HK$2,236/mo
Today · 4.125%
HK$86,647
baseline
▲ 0.50% · 4.625%
HK$91,214
+HK$4,567/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$173,294/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,121 · Scale 2, in force from 26 Feb 2026)