LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,052
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,329
−HK$1,298/mo
Today · 4.125%
HK$43,627
baseline
▲ 0.50% · 4.625%
HK$46,281
+HK$2,654/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,254/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,670
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,895
−HK$1,243/mo
Today · 4.125%
HK$48,138
baseline
▲ 0.50% · 4.625%
HK$50,675
+HK$2,537/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,276/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,263
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,795
−HK$1,557/mo
Today · 4.125%
HK$52,352
baseline
▲ 0.50% · 4.625%
HK$55,537
+HK$3,185/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,704/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,804
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,274
−HK$1,491/mo
Today · 4.125%
HK$57,765
baseline
▲ 0.50% · 4.625%
HK$60,810
+HK$3,045/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,530/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,473
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,261
−HK$1,816/mo
Today · 4.125%
HK$61,077
baseline
▲ 0.50% · 4.625%
HK$64,794
+HK$3,717/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$122,154/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,938
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,653
−HK$1,740/mo
Today · 4.125%
HK$67,393
baseline
▲ 0.50% · 4.625%
HK$70,945
+HK$3,552/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$134,786/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,894
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$76,193
−HK$2,335/mo
Today · 4.125%
HK$78,528
baseline
▲ 0.50% · 4.625%
HK$83,306
+HK$4,778/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$157,056/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,206
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$84,411
−HK$2,237/mo
Today · 4.125%
HK$86,648
baseline
▲ 0.50% · 4.625%
HK$91,215
+HK$4,567/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$173,296/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,126 · Scale 2, in force from 26 Feb 2026)