LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,053
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,330
−HK$1,297/mo
Today · 4.125%
HK$43,627
baseline
▲ 0.50% · 4.625%
HK$46,282
+HK$2,655/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,254/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,671
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,896
−HK$1,243/mo
Today · 4.125%
HK$48,139
baseline
▲ 0.50% · 4.625%
HK$50,676
+HK$2,537/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,278/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,264
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,796
−HK$1,557/mo
Today · 4.125%
HK$52,353
baseline
▲ 0.50% · 4.625%
HK$55,538
+HK$3,185/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,706/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,805
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,275
−HK$1,491/mo
Today · 4.125%
HK$57,766
baseline
▲ 0.50% · 4.625%
HK$60,811
+HK$3,045/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,532/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,474
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,262
−HK$1,816/mo
Today · 4.125%
HK$61,078
baseline
▲ 0.50% · 4.625%
HK$64,795
+HK$3,717/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$122,156/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,940
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$65,654
−HK$1,740/mo
Today · 4.125%
HK$67,394
baseline
▲ 0.50% · 4.625%
HK$70,946
+HK$3,552/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$134,788/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,895
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$76,194
−HK$2,335/mo
Today · 4.125%
HK$78,529
baseline
▲ 0.50% · 4.625%
HK$83,308
+HK$4,779/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$157,058/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,208
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$84,413
−HK$2,236/mo
Today · 4.125%
HK$86,649
baseline
▲ 0.50% · 4.625%
HK$91,217
+HK$4,568/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$173,298/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,139 · Scale 2, in force from 26 Feb 2026)