LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,054
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,331
−HK$1,298/mo
Today · 4.125%
HK$43,629
baseline
▲ 0.50% · 4.625%
HK$46,284
+HK$2,655/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,258/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,673
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,898
−HK$1,242/mo
Today · 4.125%
HK$48,140
baseline
▲ 0.50% · 4.625%
HK$50,678
+HK$2,538/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,280/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,265
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,798
−HK$1,557/mo
Today · 4.125%
HK$52,355
baseline
▲ 0.50% · 4.625%
HK$55,540
+HK$3,185/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,710/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,807
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,277
−HK$1,491/mo
Today · 4.125%
HK$57,768
baseline
▲ 0.50% · 4.625%
HK$60,813
+HK$3,045/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,536/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,476
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$59,264
−HK$1,817/mo
Today · 4.125%
HK$61,081
baseline
▲ 0.50% · 4.625%
HK$64,797
+HK$3,716/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$122,162/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,942
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$65,657
−HK$1,739/mo
Today · 4.125%
HK$67,396
baseline
▲ 0.50% · 4.625%
HK$70,949
+HK$3,553/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$134,792/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,898
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$76,197
−HK$2,335/mo
Today · 4.125%
HK$78,532
baseline
▲ 0.50% · 4.625%
HK$83,311
+HK$4,779/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$157,064/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,211
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$84,416
−HK$2,236/mo
Today · 4.125%
HK$86,652
baseline
▲ 0.50% · 4.625%
HK$91,220
+HK$4,568/mo
Deposit HK$1.80M · loan HK$16.20M · min. income ≈ HK$173,304/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,162 · Scale 2, in force from 26 Feb 2026)