LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,059
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,337
−HK$1,297/mo
Today · 4.125%
HK$43,634
baseline
▲ 0.50% · 4.625%
HK$46,289
+HK$2,655/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,268/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,678
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,903
−HK$1,243/mo
Today · 4.125%
HK$48,146
baseline
▲ 0.50% · 4.625%
HK$50,684
+HK$2,538/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,292/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,271
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,804
−HK$1,557/mo
Today · 4.125%
HK$52,361
baseline
▲ 0.50% · 4.625%
HK$55,547
+HK$3,186/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,722/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,814
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,284
−HK$1,491/mo
Today · 4.125%
HK$57,775
baseline
▲ 0.50% · 4.625%
HK$60,821
+HK$3,046/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,550/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,483
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$59,271
−HK$1,817/mo
Today · 4.125%
HK$61,088
baseline
▲ 0.50% · 4.625%
HK$64,805
+HK$3,717/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$122,176/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,949
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,665
−HK$1,739/mo
Today · 4.125%
HK$67,404
baseline
▲ 0.50% · 4.625%
HK$70,957
+HK$3,553/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$134,808/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,907
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$76,206
−HK$2,336/mo
Today · 4.125%
HK$78,542
baseline
▲ 0.50% · 4.625%
HK$83,321
+HK$4,779/mo
Deposit HK$1.80M · loan HK$16.21M · min. income ≈ HK$157,084/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,221
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$84,426
−HK$2,237/mo
Today · 4.125%
HK$86,663
baseline
▲ 0.50% · 4.625%
HK$91,231
+HK$4,568/mo
Deposit HK$1.80M · loan HK$16.21M · min. income ≈ HK$173,326/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,243 · Scale 2, in force from 26 Feb 2026)